I deal with 13 different insurance companies that offer home insurance. You know what I often find? I find that Optimum Insurance often has the best rates for home insurance in Ontario.
I find this to be the case even when none of the discounts are applied. But if you do qualify for any of the discounts, the rate goes even lower. Here are some of the discounts that Optimum offers:
- 1. New house
- 2. Mortgage free
- 3. Having continuous home insurance for a certain number of years
- 4. Multi-line
- And more!
And, aside from regular home insurance policies, Optimum also does condo policies, tenant policies, high risk policies for people that have had claims or have multiple mortgages, stand-alone cottage policies, rented dwelling policies, and policies for buildings under construction.
Call me if your home insurance policy is up for renewal. I can try quoting you with Optimum. It might be worth it for the 15 minutes it takes to do a quote.